Merchant Cash Advance
An advance against a portion of your future receivables, repaid from business revenue. A merchant cash advance is not a loan, and we explain how it works before you decide.
Raven Advance helps business owners compare funding options, including merchant cash advances and other working capital programs, that may fit how their business runs. Start with a no-obligation review with an advisor.
Funding is subject to review and approval; not all applicants qualify.

Every business is different. We look at your situation and walk you through the options that may be available, with no obligation to move forward.
An advance against a portion of your future receivables, repaid from business revenue. A merchant cash advance is not a loan, and we explain how it works before you decide.
Options that may help with payroll, inventory, materials or growth, reviewed against your deposits and business history.
Programs that may help you acquire or upgrade the equipment your business depends on.
We can review funding options for qualifying real estate and agricultural businesses.
Introductory 0% APR business credit card products may be available to qualifying applicants. Terms are set by the card issuer.
You talk with a person who reviews your file, explains the terms in plain language and answers your questions.

You can stop at any point. There is no cost to have a conversation.
Book a short call or email us to tell us about your business and what you need the capital for.
Share your last 3 months of business bank statements plus month-to-date activity, through the secure method your advisor provides.
Go over any options that may be available with your advisor, and decide only if it makes sense for your business.
Three questions, zero paperwork. Nothing you click is saved or sent anywhere.
Book a no-obligation call with an advisor. Bring your questions; we’ll bring plain answers.
Serving businesses across South Florida, including Palm Beach, Broward and Miami-Dade counties.
Who we are. Raven Advance is a business funding broker. We help business owners review merchant cash advance and working capital options offered by third-party funding partners. Questions about this policy: maxim@ravenadv.org.
What we collect. The details you send us by email, phone or the contact form on this page (the form opens your own email app; nothing is stored on this site); and business documents, such as bank statements, that you choose to send us by email after speaking with an advisor. Please do not send bank statements, Social Security numbers, EINs or account numbers through the website form.
How we use it. To respond to you, review your business’s funding options, match your request with funding partners, keep records of our conversations and send follow-ups about your request.
Who we share it with. With funding partners only as needed to review your request, with service providers that help us run our business (such as email and scheduling tools), and when required by law. We do not sell or rent your personal information.
Your choices. To stop emails, use the unsubscribe link in any email or write to maxim@ravenadv.org with the subject “Unsubscribe.” If you agreed to receive texts, reply STOP to any text to opt out, or HELP for help; message and data rates may apply. You can also ask us to see, correct or delete the information we hold about you.
Cookies and analytics. This site does not set cookies and does not use analytics or advertising trackers. Our host may keep standard server logs (such as IP address and browser type) for security. Fonts load from Google Fonts, which may receive your IP address.
Security. We use reasonable safeguards, such as access controls and encrypted email services, to protect your information and keep it only as long as needed for the purposes above or as required by law. No method of transmission or storage is completely secure.
Updates. We may update this policy and will post changes here. Last updated: October 26, 2026.
Information only. Content on this site is general information about business funding. It is not financial, legal or tax advice, and it is not an offer or commitment to provide funding.
Not a lender. Raven Advance is a broker, not a lender or funder. Funding is provided by independent third-party funding partners, who make all approval decisions and set all terms, costs, amounts and timing.
No guarantees. We do not guarantee approval, rates, amounts or funding speed. Not all applicants qualify. Any examples or timelines are illustrations only.
Merchant cash advances. A merchant cash advance is the purchase of a portion of a business’s future receivables. It is not a loan. Review every agreement carefully before signing.
Limitation of liability. To the fullest extent allowed by law, Raven Advance is not liable for any indirect, incidental or consequential damages arising from your use of this site or any funding product offered by a third party. This site is provided “as is.”
Governing law. These terms are governed by the laws of the State of Florida. Questions: maxim@ravenadv.org.